Title : 8 Tips To Save When Shopping Eid
link : 8 Tips To Save When Shopping Eid
8 Tips To Save When Shopping Eid
Joy always appears when welcoming Lebaran. Victory Day after a month of fasting in Ramadan. The joy is often manifested in new clothing formats, providing a variety of special foods on Hari Raya, and others. Until almost all shopping centers are full of crowded before Lebaran. Eid promotions such as promos Lottemart this week the latest so prey. How to not "frenzy" spend holiday allowance (THR) ahead of Eid? The key is to buy wise goods. Shopping wisely in other words you do not always get what you are looking for, but also saves time and money. Here are the tips!
1 Planning
You must create a shopping plan. This plan will make money management more efficient, and avoid making impulsive purchases of goods. Academics at the University of Massachusetts, United States write, before shopping, see what you already have, and make arrangements of what needs to be purchased. That way, we are not impulsive and feel we must make the purchase of all goods, which apparently you already have.
2 Use the formula "334"
Determine the allocation of THR funds we have. The financial motivator for Son's "Soul" Day said, the allocation was THR using the formula "334". Namely, setting aside 30 percent for savings and investment; 30 percent payment must like installments, debt; and the remaining 40 percent can be used to satisfy desires, like shopping.
3 Distinguish wants and needs
Back again to the arrangement of shopping, you need to divide and decide which items are only expected (wants) or indeed needed (needs). So you can put the brakes on the will to buy so many items with the excuse, it seems necessary, just because you see a discount label.
4 Check price
Before shopping, you can check the price of a number of items that will be purchased, for example online. Through this check, you will get a reflection of what the standard price is, and can prepare money as needed. In addition, again, you can refrain from buying things that are not needed just because the lure of the word discounted prices.
5 Plan where you will shop
If we plan to purchase items at the store, make any arrangement of the stores that you will go to. Before shopping, we can also look for information on shops that hold large discounts ahead of Eid. Surely it will create our expenses more efficient.
If you buy goods online, you can check a number of marketplaces and match the price. But it can't be impulsive, huh. Remain wise, in purchasing goods
6 Don't buy items when tired, hungry, lonely, bored, or upset
Shopping with an emotional and physical atmosphere that is not prime will affect the mood. Well, choosing the right times to purchase goods is also important. For example, we can make purchases after breaking the fast, when it is full and relaxed.
7 Do not use a credit card to make purchases of Eid items
Using a credit card to shop, sometimes it's easy. But when approaching Eid, it is better we first save the card. So when Lebaran, after we are not confused with the composition of the debt from shopping.
8 Find friends making the right item purchases
Sometimes, friends can influence our decisions when shopping. Having a partner who likes buying goods is fun. But asking friends who can remind us also needs to be done. That way, there are those who can give a positive opinion about shopping, and help us control spending.
Especially for the matter of expenditure, although about a month, you will eat less because of fasting, it does not mean your expenses will decrease. Usually there are not a few people whose expenses actually swell around Ramadan. The high cost of eating and the advice to break the fast together or bukber outside becomes the main thing to increase your expenses. Therefore, you must not forget to keep managing your finances. Do you want to know how? Come see.
1. Create a Financial Plan
Before starting the month of Ramadan, you must make a clear arrangement in order to assess your priorities in calculating your income. Set aside money to eat food and break the fast. Set estimates that are reasonable and appropriate, not too small, but also not too big.
Don't forget to allocate your money to buy things for you and your family. Do not miss this budget, which is setting aside money for charity to help people in need. Calculate estimates for this month in a detailed and realistic way.
2. Classify Expenditures for Holidays
What usually happens around the month of Ramadan is the price of staples rises. Your expenses will be increasingly not small for the needs of this one. In addition, it also takes into account the cost of buying gifts or THR for relatives, purchasing new clothes, making purchases or creating Eid cakes, and the cost of going home to the village yard.
Expenditures to welcome the Eid must start from now so that you are more organized. It's better to use bonus money or holiday allowances (THR) from your company to meet this need. Do not just owe it to this matter huh. Remember to do it in accordance with your financial skills.
3. Always Record Daily Expenses
This needs to be done to keep an eye on where you spend about a day. This note can be used to remind yourself to continue to save money and issue money as needed. In addition, by writing down your expenses, you will unconsciously become more organized and frugal because you always know how much money is coming out.
4. Don't Break Too often Outside
After a day of fasting, gathering with colleagues or family to work together in a restaurant or other dining place is most enjoyable. Although fun, this affair will create a huge expense if you do it often.
The price of food outside will definitely be more expensive when fasting because the price of staples has jumped. It would be better and more efficient if you break your fast at a live location with simple food. The urgent togetherness is not it?
5. Hold your desire for shopping
Similar to supporting the desire to eat and drink, you must also be able to resist your desire to make purchases during the month of Ramadan. Although not a few unique promotions and discounts that will make you tempted, you must be able to refrain in order not to be wasteful. Meet all your needs around this month, then use your money to shop. Control yourself so that your finances remain orderly.
6. Commit to your financial plan
All would be in vain if you are not committed in carrying it out. Having a firm commitment will keep you going through the planning you have made. That way, managing finances becomes easier and spending can be more controlled. Keep your commitment to the plan at the beginning of the month.
Make Fasting Full of Meanings
Managing your finances is a very urgent and most necessary thing to do, especially in this fasting month. Because even the following month your finances can be broken and life becomes difficult. Financial management does not mean you become stingy and cannot give alms. Don't make financial arrangements the argument for not sharing with others. Helping people who are more in need is good deeds that make your life more meaningful. Make your satisfaction be blessed and meaningful.
Thus the article 8 Tips To Save When Shopping Eid
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